The Internal Revenue Service is reminding Michigan taxpayers who claim the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC) to plan on a delay on their entire refund.

Federal law changes aimed at making it easier for the IRS to detect and prevent refund fraud requires the IRS to withhold the refund of any tax return claiming either the EITC or ACTC until Feb. 15.

By law, the IRS must withhold the entire refund, not just the portion related to those credits.