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More than half of Michiganders are retired by age 62, but experts say it’s never too early to begin planning.


And help is available through a series of Securing Mi Financial Future workshops in October.


AARP associate state director Jennifer Munoz says while people are rebounding from the recession the future of Social Security is a concern.


"If Social Security doesn’t have any changes to it, people aren’t going to get their full benefits. In about 18 years its going to be reduced by up to 25 percent. So if people don’t have the full benefits of Social Security to depend on then they will have to continue working."


The average retirement income for Americans age 65 and older is about $31,000 a year.


Building Mi Financial Future events for 25-49 year-olds will be held from 5:00 p.m. - 8:30 p.m. at the following locations:


  • Detroit - October 8, 2015 - Federal Reserve Bank of Chicago Detroit Branch

  • East Lansing - October 13, 2015 - MSU Henry Center

  • Adrian - October 15, 2015 - LISD Tech Center


A resource fair, financial “QuickChecks”, lifestyle simulation and complimentary strolling dinner reception will be provided.


Reinventing Mi Retirement events will be held from 9:00 a.m. - 3:00 p.m. at the following locations:


  • Bay City - October 19, 2015 - Doubletree Riverfront Hotel

  • Traverse City - October 26, 2015 - Park Place Hotel


A resource fair, financial “QuickChecks”, workshops and complimentary breakfast and lunch will be provided.

Attendance is free, but registration is required.


Residents interested in attending or learning more can call 877-999-6442, visit



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