Free counseling is available for Michigan residents who are delinquent on their federal student loans.

The Michigan Treasury Department is teaming up with the National Student Loan Program to offer free financial literacy information and student loan delinquency counseling.

To qualify, individuals must have federal student loans from a public or private nonprofit Michigan higher education institution, currently be delinquent on their student loans and agree to provide their credit score twice during the pilot period.

The pilot program runs until Jan. 1, 2018.

To sign up or learn more about the program, go to www.loanassistmichigan.org.